Do you know how much wealth you need to accumulate before retire?

Think about how much wealth accumulation you require prior retire and still maintain the same level of living standard?

Stay tune for this wealth estimation in iPhone mobile apps.

6 Millionaire Traits That You Can Adopt by Stephanie Powers

6 Millionaire Traits That You Can Adopt

AMD News Update: Q1'08 Financial Announcement

Highlight:

Revenue:
Sequential Quarter drop 15% from $1.77 billion to $1.51 billion
Y2Y of Q1 rose 22% from $1.233 billion to $1.51 billion

EPS:
Sequential Quarter improve $2.47 from ($3.06) to ($0.59) (with 358 million Net Loss)
Y2Y of Q1 improve $0.52 from ($1.11) (with 611 million Net Loss) to ($0.59) (with 358 million Net Loss)

Other:
It also announced plans to jettison 10 percent of its global work force, or about 1,600 workers, by September.AMD said its 45-nanometer products are expected in the second half of 2008.

News Link

V-Concept

In this globalism era, the competition between nation is getting stronger each day. Thus, there is no a company will able to provide the secure job and great retirement plan to all of its employee. To achieve Financial Freedom through Employee quadrant (E Quad) is very hard and is getting harder each day. So, think about switch to B quadrant to achieve financial freedom? When to switch? That is the BIGGEST question.

Allow me to introduce the V-Concept to illustrate and simplify the Switch from Employee to Business Quadrant (B Quad).

V alphabet is formed from "\" and "/", which represent the E Quad and B Quad respectively. Y-axis represent the Age of a person. So, when one try to Switch from E to B, the gap between "\" and "/" is getting wider with respect to the age. This gap we know as RISK. The sooner you switch the less Risk you potentially have.

To further understand this concept, let look at the gradient of "\" and "/". The steep of both these slope will eventually reduce the Risk of Switch. So, how to make the slope steepness? For E Quad, lesser the liability and greater skill sets you have will make the slope steep. Meanwhile for B Quad, good plan, product market understanding and your personal insight will contribute to make your "/" slope more and more steep. Most of these items mentioned are within your control.

Hope this V-Concept will eventually help you to find your RIGHT TIME to Switch from E quadrant to B Quadrant.

Good Luck and all the best!

Click Here for Detail

Must Criterias of Good Property

#1: Location must be ease to access, e.g. have the basic necessity of resident such as commercial shop lot, wet market, supermarket, school and etc.

#2: Location must be strategy, e.g. non-flood area, away from high power cable.

#3: Market demand across the time is constant.

#4: Future planning of the property location.

怎樣才能變有錢？

Picked from: 財富廣場 2007-11-24 20:37

你想變有錢嗎？知道自己適合怎樣的致富過程？作個測驗，希望大家都能成功賺大錢。
如果真的可以轉世投胎，上帝也給了機會讓你選，你會選擇投胎成什麼動物？
A、貴賓狗
B、波斯貓
C、老鷹
D、大象
E、老虎

答案：
選擇貴賓狗的人：你的工作能力平實穩重，雖沒有什麼偏財運，懂得節流是你比人家有優勢的一點。在工作上你也是屬于穩扎穩打型的，不容易有什麼大建樹，但也能力求不失誤犯錯。你會是老板眼中忠心盡力的好員工，卻不會是個好老板。努力工作，做好你份內的事，加上你天生勤儉刻苦的本性，你也可以累積到一筆豐碩的財富。

選擇波斯貓的人：你的偏財運不錯，工作上你也容易走偏鋒，總想著如何能一夜致富。你的腦筋很靈活，也比別人動得還快，只可惜大多數的想法都過於好高騖遠，也不切實際。而且通常只有心動並未行動。搭配你這樣的性格，你也有一顆不怕死的心髒，不妨可以大膽去作投資。投資切勿玩票性質，用心經營，迅速累積財富不是夢。

選擇老鷹的人：你的分析及邏輯能力很強，也有敏銳的直覺，很容易就掌握市場的脈動進而創造奇跡。只是你目前可能苦於資訊不足而無法一展長才。喬丹除了籃球天才之外，還有看不見的基礎訓練及努力。你的天賦也有很多需要你不斷地去鍛煉才可以。多涉獵相關的書，多請教同業的前輩，等基礎實力足夠又何愁不能平步青雲、一飛衝天。

選擇大象的人：你本身不喜歡工作，也有點好吃懶做。對工作常缺乏熱忱、提不起勁，生活慵懶，只想過太平安逸的日子。除非你是含著金湯匙出生，一輩子不愁吃穿，否則你的人生只會充滿諸多無奈。想要安逸的日子不是不可以，趁著年輕好好努力拼老命去賺錢，你的底子不會比別人差到哪裡去。讓自己佔住大位後再來享受也不遲。

選擇老虎的人：你很適合投機炒作。你的資訊來源管道一向暢通，你的侵略力也夠，加上你凡事快、狠、準的精確判斷力，不得不承認你很適合短線炒作。你可以投資股票，也可以炒作房地產，多半都能獲得不錯的成績。只是需注意你的開銷也大，賺得錢不見得能夠承受你的虧損。成功致富之後也要用于回饋社會，如此名利才能雙收。

Teach Your Kid About Financing

In some of the advance country, you may notice there are some kid re-sold their toy in the market place which really act like the businessmen. Are these kid require this money to survive? The answer is not, they are putting themselves in learning how to get the first profit from their business activity. It is good to have our kid to involve in part-time job during their school holiday, such as newspaper delivery, advertisement notice delivery for earning their pocket money. From this activity, kid can gain the valuable experience and will more appreciate the money in their future life. This also make them show and prove that they can survive in this world.

Basic guideline for parent to teach their kid in financing:
At age of 3: Kid able to recognize the coin and currency note
At age of 4: Kid know how to coin value and realize that not all the thing we cant buy every single items in a store
At age of 5: Kid need to know the value of an item and know where does this money come from
At age of 7: Able to do simple money transaction
At age of 8: Know how to earn pocket money and practice the saving habit
At age of 9: Able to plan a simple weekly expense and know how to compare each of item price before purchase
At age of 10: Know how to save in weekly basis and prepare to buy a lump sum of money for future purchase
At age of 11: Know how to interpret the advertisement
At age of 12: Able to plan for two week expense and know how to use the bank service linguistic

This info is extracted partly from Richmen's Personal Memos in Chapter 20.

Stock Analysis Template

OKII team would like to share this stock analysis template 2007 Rev. 0, which is released on 11/04/07 with the BigDealSmallDeal blogspot subscribers. You can always refer to the MSN for obtaining the Income statement, Balance Sheet and CashFlow for a particular company and fill up the basic info in either "Detail" or "Simple" spreadsheet.

Click HERE to try out this template and please feedback to us. Thank you for trying out! Have fun with stock analysis.

Cumulate of Investment Wisdom Thoughout Life's Stage

There is a question that when, where, what and how we can achieve financial freedom in most of our mind. This article that has published in SinChew is a good one to be shared with you all. It does mention about what should we do across different stages of life. Are you doing what you should do in the stage of your life towards the Financial Freedom?

Quick Summary of "Easily Earn 50 Million":
Know WHAT is investment before age of 16.
Know HOW to use Technical Analysis (TA) tool to help in stock investment before age of 18.
Know HOW to use Fundamental Analysis approach to overcome the weakness TA before age of 28.
Know HOW to use Value Investing Approach to understand the effect of economy and policy changes across the time before age of 38.
Know HOW to overcome the market psychology before age of 48.
Know HOW to leverage the fund with respect to the risk accessment before age of 58.