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Saturday, April 11, 2009

Malayan Banking (MAYBANK (1155)) - Is it a deal?

KLSE soared more than 20 point in last Friday and the MAYBANK didn't move much and only gain 2.58% up from RM3.88 to RM3.98. Thus, let's look at its fundamental value.

From acquisition perspective, per it DEC-08 balance sheet, it total net asset per share is estimated as RM3.05. This was the lowest among these of 2004 to 2008. Hence, per the current trading price of RM3.98, we need to pay additional premium of 89% to own this profit business upon issuing additional 20:9 unit of common stock. The 20:9 unit issue mean to raise the fund of RM6.2 bil from existing shareholder, where with 20 existing unit, shareholder (before 3/31/09) has the right to buy 9 unit at the price of RM2.74.

Per the trailing PE of 4-quarter, its PE is ~10.18 as compare to the average of PE of 15.6 from year 2004 to 2008 (Min PE: 11.5; Max PE:23.2).

Hence, quarterly earning is around the corner and the last Q2-09 (Dec-08) its Net profit margin was 15% (Revenue: 4,709 mil, Net Profit: 734-mil, EPS: RM0.1505)

Here is the deal:
My target purchase price is below RM3.98, where PE = 10 and Premium Ratio < 1.90.

More detail please click Here!

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